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Mortgage broking service, Ello Lending Co., is shortlisted as a finalist for two awards at The Adviser’s Better Business Awards 2025.

The brokerage has been recognised for its outstanding contributions and business success in FY23-24, shortlisted for both the Best Customer Service (Office) Award and Best Boutique Non-Franchise Office Award.

The Awards celebrate the best talented mortgage and finance professionals in offices across Australia and is considered a benchmark awards program for excellence in mortgage and finance.

For over a decade, it has celebrated the best in the industry and is a coveted award for Australia’s brokers, networks, innovators, leaders, and aggregators.

Established in 2022 by YourLand Developments, Ello Lending Co. is a mortgage broking service that specialises in off-the-plan loans. With unanimous 5-star reviews across Google, Ello Lending Co. helps future homeowners navigate the unique requirements of land and construction finance.

On the Awards, Ranin Mendis, Managing Director or Ello Lending Co., said:

“It’s fantastic to have been recognised by The Adviser’s Better Business Awards. This recognition is a testament to the hard work and dedication of our team. We are committed to providing exceptional service to our clients and are honoured to be acknowledged among the best in the industry. We look forward to continuing to support our clients in 2025 and beyond to help them achieve their homeownership dreams.”

The team of experienced mortgage brokers at Ello Lending Co. have access to competitive rates and provide a personalised service, making it easy for you to find the perfect loan for your needs.

More information on The Better Business Awards can be found at www.theadviser.com.au/better-business-awards/.

To find out more about Ello Lending Co., visit www.ellolending.co or if you would like to reach out to the team directly, please call 0475 753 705 or complete a contact form on their website, here, and a member of the team will be in touch.

For many first homebuyers, saving a deposit feels like the hardest part of the journey. The good news? That hurdle just got a whole lot smaller. The Federal Government has announced it will bring forward its expanded First Home Guarantee by three months, now set to begin this October. What does that mean if you’re dreaming of a place of your own? A smaller deposit, reduced costs and your own home sooner.

Under the Guarantee, first homebuyers can purchase with just 5% deposit. On a $700,000 home, that’s $35,000 compared to $140,000 for a 20% deposit. You’ll also escape the hefty cost of Lenders’ Mortgage Insurance (LMI), which usually requires a 20% deposit to avoid. That’s a potential saving of tens of thousands of dollars – money that could go towards furnishing your home, landscaping or simply making the move easier.

Ranin Mendis, Managing Director of Ello Lending Co, comments, “The scheme helps first home buyers get off the sidelines sooner by reducing the years it takes to save, while avoiding the full cost of traditional pathways.”

Changes to the First Homebuyer Guarantee and what they mean for you

A major change is the removal of income caps, which means more people can now access the scheme. Additionally, property price caps have increased to $950,000 in Melbourne. Mendis explains that “raising these caps broadens eligibility to more properties in growth corridors, which is critical for buyers who were previously priced out despite solid incomes.”

Cutting down the time it takes to save a deposit could also save you thousands in rent. Treasury figures show it takes around nine years to save a 20% deposit* on a $700,000 property. With just 5% deposit*, it could take just two years, potentially saving you around $171,500 in rent**.

At YourLand, we understand that buying a home can be equal parts exciting and overwhelming. Our communities across Melbourne are designed with first homebuyers in mind, offering great locations, thoughtful design and homes that balance affordability with lifestyle. With the Guarantee now within reach for more buyers, your path to ownership could be closer – and more affordable – than you think.

If you’d like more information on finance, reach out to YourLand’s mortgage broking service, Ello Lending Co. Specialists in off-the-plan loans, with access to competitive rates, their personalised service makes it easy to find the perfect loan for your needs.

ellolending.co | 0475 753 705

*Assuming a first home buyer with an average annual income of $100,000 who saves 15% of their income every year. This is consistent with the assumptions used in the CoreLogic Housing Affordability Report in November 2024. **Estimated by multiplying national house gross rental yield of 3.5% (as reported in Cotality’s Home Value Index release of 1 July 2025) by the value of the property. Source: Treasury

Discover What Makes Officer Central a Standout Community in Melbourne’s South-East

Officer Central recently featured on Better Homes and Gardens, one of Australia’s favourite lifestyle programs. The segment explored the unique qualities that make Officer such an appealing place to call home in Melbourne’s south-east.

YourLand’s Head of Sales – Communities, Adam De Pasquale, joined Better Homes and Gardens presenters Melissa King and Adam Dovile, to chat about why Officer Central is the final piece of the puzzle in this sought-after pocket of Officer.

It’s exceptionally rare to find newly available land right in the heart of Officer, surrounded by well-established amenities and excellent connectivity. Better Homes and Gardens presenter, Adam Doville, highlighted Officer Central’s prime location and quality of life: “It’s got great connections to the CBD with an easy commute down the freeway… The appeal is you can enjoy plenty of space with a country lifestyle.”

This unique combination of convenience and tranquillity offers a balanced lifestyle for families and individuals alike.

Adam described estate living as being all about community: “It’s like a little village really.” Officer Central is thoughtfully designed to support belonging, social connections, and a vibrant way of life – all within a friendly neighbourhood setting.

With more than 500 residents already settled in Officer Central, only 41 lots remain—presenting a final opportunity to secure your place in this flourishing suburb.

Officer Central offers walking access to childcare centres, shops, and local amenities. Whether you’re looking to build your first home or your forever home, Officer Central provides the space, lifestyle, and community spirit to make your future a reality.

We’re proud to see Officer Central recognised for its community-focused approach and high quality of life. To watch the full segment and discover more about what makes Officer Central a standout place to live, watch the segment here (at 30 mins):

Better Homes And Gardens Season 31 Episode 38

Take the next step towards building your future in Officer Central. With limited lots available, now is the perfect time to secure your spot in this vibrant community.